There are two main ways to get a mortgage in Canada: From licensed mortgage professional or from a bank.
Licensed mortgage professionals like me send millions of dollars in client chosen mortgage products to Canada’s largest banks, credit unions, trust companies, and financial institutions each year; offering their clients more options, and access to hundreds of mortgage products that are more convenient to you. A bank will only offer the limited products from their particular institution.
As a result, my clients benefit from the trust, confidence, and security of knowing they are getting the right mortgage for their needs.
Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice.